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You have immigrated to New Zealand and you now wish to Transfer your UK Pension.
Or you may be a Kiwi returning to New Zealand after a number of years OE in the UK and you have a pension from your UK employment that you wish to transfer back to a New Zealand Pension Fund.
CLICK HEREl and I will will send you the background information needed to avoid most of the traps that can be found in the Pension Transfer process.
Control of Your Money
Transferrring your UK Pension will let you have better control of your pension in retirement. There are New Zealand tax issues if you leave your UK Pension in the UK.
Access to Your Funds
Provided you have been away from the UK over 5 UK Tax years it is possible to access up to 50% of your Transferred Pension Funds soon after they arrive in your New Zealand QROPS Fund.
Pound Sterling Account
Our QROPS funds in NZ have a GB Pounds account. If you feel it may be prudent to transfer your Pension out of the UK but are concerned about the exchange rate the we can leave your funds invested as GB Pounds. It only takes an email or a phone call to switch the funds into NZ$.
Estate Planning
The estate planning advantages are important:
If you pass away with your money still in a UK scheme, your spouse is likely to receive pension worth only half of what you would have received.
If you have no spouse, or your spouse dies as well, your UK pension scheme dies too!
New Zealand retirement schemes pay the whole benefit to your spouse or dependants.
Tax Issues
There are no taxes to pay when you transfer your pension from the UK to a New Zealand recognized QROPS Superannuation Fund. CLICK HERE for a copy of my special report about QROPS Funds and why they must be used.
You can withdraw 100% of your fund tax-free at retirement. Upon your death, funds are not subject to any reduction or inheritance tax.
Process
Our free report describes the process of transferring your pension. Be sure to request your copy by clicking on the request button.
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